If you think that your PAN card is exposed, you can easily find out if someone has taken a loan against your PAN.
You can also report to the Dhani app or Indiabulls about such misuse of your details. In the past few days, several Twitter users have complained on Twitter about the Dhani app-related fraud.
The fraudsters are taking advances from the app by giving details of other individuals, most of which are from Bihar and Uttar Pradesh. PAN Cardholders are getting defaulted, as the fraudsters are not repaying the loans.
Here’s how to check if someone else has taken a loan on your PAN card:
- You can easily check if someone else has taken a loan on your PAN number by generating your credit score.
- You can use the services of any credit bureau such as CIBIL, Equifax, Experian or CRIF High Mark to find out the details of the loans taken against your name.
- You can visit fintech platforms such as Paytm or Bank Bazaar to check your financial reports.
- All you need to do is enter your personal details such as name, date of birth, along with your PAN Card details to find out if someone else has taken a loan on your PAN card.
