The Reserve Bank of India (RBI) has placed the holidays under three brackets- Holiday under Negotiable Instruments Act; Holiday under Negotiable Instruments Act and Real-Time Gross Settlement Holiday; and Banks’ Closing of Accounts.
The banking holidays also depend on the festivals being celebrated in various states.
Bank Holidays in January 2022
1 January 2022: New Year’s Day (Across the country)
2 January 2022: Weekly off (Sunday)
3 January 2022: New Year’s Celebration/Losoong (Sikkim)
4 January 2022: Losoong (Mizoram)
8 January 2022: Second Saturday
9 January 2022: Weekly off (Sunday)
11 January 2022: Missionary Day
12 January 2022: Birthday of Swami Vivekananda
14 January 2022: Makar Sankranti/Pongal (Many states)
15 January 2022:Uttarayaana Punyakaala Makar Sankranti Festival/Maghe Sankranti/Sankranti/Pongal/Thiruvalluvar Day (Andhra Pradesh, Puducherry, Tamil Nadu)
16 January 2022: Weekly off (Sunday)
18 January 2022: Thai Poosam (Chennai)
22 January 2022: Fourth Saturday
23 January 2022: Weekly off (Sunday)
26 January 2022: Republic Day (Across the country)
30 January 2022: Weekly off (Sunday)
31 January: Me-Dam-Me-Phi( Assam)
Banks will remain closed on 1 January 2022 in Aizawl, Chennai, Gangtok, and Shillong. Banks in Gangtok will be closed on 4 January 2022 to mark Losoong. On January 11, 2022, banks will remain closed in Aizawl.