Are you eligible PM-SYM Check here

Prime Minister launched a pension scheme for unorganized sector workers - Pradhan Mantri Shram Yogi Maan-dhan yojana. PM-SYM is a voluntary and contributory pension scheme where each subscriber under this scheme will receive minimum assured pension of Rs 3000
per month after attaining the age of 60 years. 

This scheme will mainly benefit the unorganised workers mostly engaged as home-based workers, home maids, street vendors, mid-day meal workers, head loaders, brick kiln workers, cobblers, rag pickers, domestic workers, washermen, landless labourers, own account workers,  rickshaw pullers,agricultural workers, beedi workers, handloom workers, leather workers, audio-visual workers, construction workers and similar other occupations whose monthly income is Rs 15,000/ per month or less.   

Eligibility Criteria for PM-SYM:

People with monthly income of Rs 15,000 per month or less and belong to the entry age group of 18-40 years are eligible for the scheme. 

They should not be covered under the  Employee's State Insurance Corporation (ESIC) scheme, New Pension Scheme (NPS) or Employee's Provident Fund Organisation (EPFO). 

Also, he/she should not be an income taxpayer.

If in a case during the receipt of a pension, the subscriber dies, then the spouse of the beneficiary shall be entitled to receive 50% of the pension received by the beneficiary as a family pension. Family pension is applicable only to a spouse.

If a beneficiary has given a regular contribution and died due to any cause before maturity (before age of 60 years), then the spouse will be entitled to join and continue the scheme by payment of regular contribution or exit the scheme as per provisions of exit and withdrawal. 

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